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Municipal and Taxable Bonds
Bonds are an important component of any balanced portfolio. To most they represent a conservative investment vehicle. However, investors purchase bonds for a variety of reasons. Bonds can decrease volatility to your portfolio during the inevitable stock market fluctuations. They can temper overall risk and volatility, and provide regular income and the potential for capital gains.
 
 
Within the context of your comprehensive financial plan, bonds serve as the anchor of your portfolio. While the underlying mechanics of bonds are relatively simple, you should be aware that a wide range of variables can add complexity to buying bonds. Generally speaking, all corporate bonds are taxable. Municipal and state bonds are typically tax exempt if you live in the same state where the issuer is located. Federal government bonds are not federally taxable but may be taxable at the state and local levels. Bonds, as a percentage of your total portfolio, will vary according to stage of life, change in life goals, risk tolerance and family situation. 

Northern Capital specializes in offering bonds and other fixed income instruments to individuals as well as institutional investors. We can help you determine the most appropriate bonds or fixed income instrument that is best suited to meeting your overall investment objectives.