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Structured CDs and Notes
Structured CDs and notes provide a versatile set of tools for investors looking to combine some of the best features of equity and fixed income. These investments may provide downside protection, pay an additional amount at maturity or pay a coupon based on the performance of a broad-based equity index, such as the S&P 500, NASDAQ-100 or the Dow Jones Industrial Average.
 
 
Structured notes pay a return linked to the performance of an underlying benchmark such as interest rates, equity markets, commodities, corporate credits or foreign exchange markets. Structured CDs and notes offer investors many potential benefits. They provide principal protection at maturity – a vital investor concern in declining markets – and still offer investors the opportunity to participate in the growth potential of rising equity markets.

If your financial plan requires growth to meet your goals and objectives, but your investment profile tends towards risk reduction, structured CDs or notes may be an attractive alternative to both direct equity investing and traditional fixed income products. To help you determine whether structured notes fit into your financial plan, contact your Northern Capital Financial Advisor.